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Insurance

Insurance is a promise of compensation for specific potential future losses in exchange for a periodic payment. Insurance is designed to protect the financial well-being of an individual, company or other entity in the case of unexpected loss. Some forms of insurance are required by law, while others are optional. Agreeing to the terms of an insurance policy creates a contract between the insured and the insurer. In exchange for payments from the insured (called premiums), the insurer agrees to pay the policy holder a sum of money upon the occurrence of a specific event. In most cases, the policy holder pays part of the loss (called the deductible), and the insurer pays the rest. Examples include car insurance, health insurance, disability insurance, life insurance, and business insurance.

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Lens blank

Eyewear; Optometry

Piece of material, usually preformed, for the making of a lens at any stage before completion of the surfacing processes.

Horizontal centre line

Eyewear; Optometry

Line located at equal distance from the two horizontal tangents of the boxing system.

Infrared radiation

Eyewear; Optometry

Optical radiation with a wavelength longer than that of visible radiation.

Illuminated magnifier

Eyewear; Optometry

Magnifier incorporating illumination.

Focal length

Eyewear; Optometry

Distance in an optical system from the focal point to the corresponding principal point, measured along the optical axis (axis of symmetry).

Fixed-location stimulus perimeter

Eyewear; Optometry

Perimeter which utilises test stimuli that are at permanent locations on the background.

Fixation target

Eyewear; Optometry

Target used to locate the point where the patient should look during testing.

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