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Insurance

Insurance is a promise of compensation for specific potential future losses in exchange for a periodic payment. Insurance is designed to protect the financial well-being of an individual, company or other entity in the case of unexpected loss. Some forms of insurance are required by law, while others are optional. Agreeing to the terms of an insurance policy creates a contract between the insured and the insurer. In exchange for payments from the insured (called premiums), the insurer agrees to pay the policy holder a sum of money upon the occurrence of a specific event. In most cases, the policy holder pays part of the loss (called the deductible), and the insurer pays the rest. Examples include car insurance, health insurance, disability insurance, life insurance, and business insurance.

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saddle sores

Sports; Bicycle & electric bicycle

skin problems in the crotch that develop from chafing caused by pedaling action. Sores can range from tender raw spots to boil-like lesions if infection occurs.

steam generator

Energy; Nuclear energy

The heat exchanger used in some reactor designs to transfer heat from the primary reactor coolant system to the secondary (steam system).

tax shelter

Financial services; General Finance

Legal methods taxpayers can use to reduce tax liabilities. An example is the use of depreciation of assets.

NFL Championship

Sports; Football

the game held from 1933 through 1965 to decide the champion of professional football; renamed the Super Bowl in 1966.

Tallinn

Geography; Capitals

capital of Estonia

frozen rope

Sports; Baseball

A ball hit very low and hard so it has very little arc on it. But the ball is usually hit into the outfield also called a line drive.

breech

Sports; Shooting

This is the back of the barrel and the area where the bullets will be loaded into the barrel.

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