Health insurance

Health insurance

Industry: Insurance

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Health insurance

Preadmission testing

Insurance; Health insurance

Medical tests that are completed for an individual prior to being admitted to a hospital or inpatient health care facility.

It is a medical opinion provided by a second physician or medical expert, when one physician provides a diagnosis or recommends surgery to an individual. Individuals are encouraged to obtain second ...

Short-term disability

Insurance; Health insurance

An injury or illness that keeps a person from working for a short time. The definition of short-term disability (and the time period over which coverage extends) differs among insurance companies and ...

Out-of-pocket maximum

Insurance; Health insurance

A predetermined limited amount of money that an individual must pay out of their own savings, before an insurance company or (self-insured employer) will pay 100 percent for an individual's health ...

Outpatient

Insurance; Health insurance

An individual (patient) who receives health care services (such as surgery) on an outpatient basis, meaning they do not stay overnight in a hospital or inpatient facility. Many insurance companies ...

Network

Insurance; Health insurance

A group of doctors, hospitals and other health care providers contracted to provide services to insurance companies customers for less than their usual fees. Provider networks can cover a large ...