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Insurance
Insurance is a promise of compensation for specific potential future losses in exchange for a periodic payment. Insurance is designed to protect the financial well-being of an individual, company or other entity in the case of unexpected loss. Some forms of insurance are required by law, while others are optional. Agreeing to the terms of an insurance policy creates a contract between the insured and the insurer. In exchange for payments from the insured (called premiums), the insurer agrees to pay the policy holder a sum of money upon the occurrence of a specific event. In most cases, the policy holder pays part of the loss (called the deductible), and the insurer pays the rest. Examples include car insurance, health insurance, disability insurance, life insurance, and business insurance.
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Family and Medical Leave Act
Business services; Human resources
This act stipulates that employers must provide up to 12 weeks of unpaid leave to eligible employees.
Uniform Gifts to Minors Act (UGMA)
Financial services; General Finance
Legislation that provides a tax-effective manner of transferring property to minors without the complications of trusts or guardianship restrictions.
Dessert Server
Kitchen & dining; Cooking tools
Essential for serving most desserts including cakes, pies and pastries.