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Health insurance
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Health insurance
Affordable Care Act (ACA)
Insurance; Health insurance
The Patient Protection and Affordable Care Act (PPACA) – also known as the Affordable Care Act or ACA – is the landmark health reform legislation passed by the 111th Congress and signed into law by ...
Obamacare penalty
Insurance; Health insurance
Under the individual mandate provision of the Affordable Care Act, Americans will be required to purchase health insurance, starting in 2014. Those who, for whatever reason, decide to not purchase ...
Out-of-network
Insurance; Health insurance
This phrase usually refers to physicians, hospitals or other health care providers who are considered nonparticipants in an insurance plan (usually an HMO or PPO). Depending on an individual's health ...
Out-of-plan
Insurance; Health insurance
This phrase usually refers to physicians, hospitals or other health care providers who are considered nonparticipants in an insurance plan (usually an HMO or PPO). Depending on an individual's health ...
Employer mandate
Insurance; Health insurance
The new health reform legislation requires employers with 50 or more employees to provide health coverage to those employees and sets a minimum baseline of coverage and employer contributions. ...
Second surgical opinion
Insurance; Health insurance
These are now standard benefits in many health insurance plans. It is an opinion provided by a second physician, when one physician recommends surgery to an individual.
State mandated benefits
Insurance; Health insurance
When a state passes laws requiring that health insurance plans include specific benefits.