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Health insurance

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Health insurance

Effective date

Insurance; Health insurance

The effective date is the date your insurance coverage commences.

Capitation

Insurance; Health insurance

Capitation represents a set dollar limit that you or your employer pay to a health maintenance organisation (HMO), regardless of how much you use (or don't use) the services offered by the health ...

Insurance cooperatives

Insurance; Health insurance

Cooperatives or insurance cooperatives were proposed in the Senate as an alternative to a proposed government plan or public option. The cooperatives, which would have been structured as non-profits ...

Essential health benefits

Insurance; Health insurance

Beginning in 2014, under the Affordable Care Act, all health insurance policies sold in state health insurance exchanges must cover what physicians and consumer advocates call essential health ...

Cooperatives

Insurance; Health insurance

Cooperatives or insurance cooperatives were proposed in the Senate as an alternative to a proposed government plan or public option. The cooperatives, which would have been structured as non-profits ...

Coinsurance

Insurance; Health insurance

Coinsurance refers to money that an individual is required to pay for services, after a deductible has been paid. In some health care plans, co-insurance is called "copayment." Coinsurance is often ...

Case management

Insurance; Health insurance

Case management is a system embraced by employers and insurance companies to ensure that individuals receive appropriate, reasonable health care services.

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